The practical answer
Potentially. What matters is whether the seller and asset meet lender requirements; private-sale checks may apply even if the vehicle was advertised online.
Send the advert and seller quote, then establish who owns and sells the vehicle. A marketplace is an advertising channel, not evidence that the seller is an approved dealer.
Check identity, provenance, condition and existing finance using the lender’s process. Avoid paying a rushed non-refundable deposit before the proposed transaction has been reviewed.
Commercial finance is subject to status, lender approval and the specific asset and transaction. The right structure depends on the complete circumstances of the business.
What should I do next?
Have the asset details, supplier information and an outline of what the business needs ready. DCF can then discuss the requirement and identify which lenders may be suitable.
Read: Private-sale asset finance →