The practical answer
Potentially. Asset finance is commonly used to spread the cost of productive vehicles, plant and machinery rather than paying the full purchase price from working capital.
Show how the asset increases capacity or reduces cost, with supplier details, delivery timing and realistic utilisation. Include all current debt commitments in the forecast.
Growth can consume cash before customers pay. Distinguish asset funding from working capital for wages, materials and mobilisation so the whole investment is properly planned.
Commercial finance is subject to status, lender approval and the specific asset and transaction. The right structure depends on the complete circumstances of the business.
What should I do next?
Have the asset details, supplier information and an outline of what the business needs ready. DCF can then discuss the requirement and identify which lenders may be suitable.
Read: Finance solutions →Explore the relevant guides
Equipment finance for a new contract — For mobilisation costs and customer-payment timing.