The practical answer
Potentially. Where eligible assets contain sufficient equity, refinancing can sometimes release cash that the business can use for working-capital purposes.
Explain the intended use of cash and provide a forecast showing how new repayments will be supported. Cash release addresses a funding need but does not remove underlying losses or late customer payments.
Identify eligible assets and any settlements or other security. Ask for net proceeds and the full new payment schedule so the working-capital benefit can be assessed realistically.
Commercial finance is subject to status, lender approval and the specific asset and transaction. The right structure depends on the complete circumstances of the business.
What should I do next?
Have the asset details, supplier information and an outline of what the business needs ready. DCF can then discuss the requirement and identify which lenders may be suitable.
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