← Commercial Finance Answers

HGVs & specialist trucks

Can I finance a tipper truck?

Potentially. New and used tippers can be considered, with lender appetite influenced by age, specification, value, supplier and the operating business.

The practical answer

Potentially. New and used tippers can be considered, with lender appetite influenced by age, specification, value, supplier and the operating business.

Provide the chassis, body, tipping equipment, age, mileage and service records, with a clear supplier quotation. Explain the groundworks, construction or haulage work supporting the purchase.

If the body is being fitted by a separate supplier, share both invoices and the build schedule before agreeing payment milestones.

Important

Commercial finance is subject to status, lender approval and the specific asset and transaction. The right structure depends on the complete circumstances of the business.

What should I do next?

Have the asset details, supplier information and an outline of what the business needs ready. DCF can then discuss the requirement and identify which lenders may be suitable.

Read: Tipper finance →

Explore the relevant guides

Truck & HGV finance — For tractor units, trailers and the wider haulage requirement.