← Commercial Finance Answers

HGVs & specialist trucks

Has DCF financed a specialist truck built in Germany?

Yes. DCF’s published case study describes hire purchase for a German-built suction excavator for a Kent civil engineering business.

The practical answer

Yes. DCF’s published case study describes hire purchase for a German-built suction excavator for a Kent civil engineering business.

The published example confirms the asset type, overseas build and UK funding requirement. It does not publish a general lender policy, rate or promise that similar transactions will be approved.

For your own purchase, provide the build specification, supplier, payment timetable and delivery arrangements. These details help establish which aspects of the proposed transaction differ from a routine UK vehicle purchase.

Important

Commercial finance is subject to status, lender approval and the specific asset and transaction. The right structure depends on the complete circumstances of the business.

What should I do next?

Have the asset details, supplier information and an outline of what the business needs ready. DCF can then discuss the requirement and identify which lenders may be suitable.

Read: Tipper & specialist truck finance →

Explore the relevant guides

Imported machinery finance — For overseas suppliers, payment milestones and UK delivery.

Truck & HGV finance — For tractor units, trailers and the wider haulage requirement.

A published DCF example

UK hire purchase funding arranged for a specialist suction excavator built in Germany, where the overseas build made the funding less straightforward.

Kent civil engineering business funds a German-built suction excavator →

This is a completed transaction, not a current offer or a guarantee of the same terms.