The practical answer
They belong in the business cash forecast even if they are not eligible costs under the vehicle finance facility.
A funded vehicle cannot earn revenue without the people and operating resources it needs. Include recruitment, training, wages before customer receipts, insurance and parking or depot costs.
Explain how drivers will be ready for delivery and how spare capacity will be handled. Do not assume asset finance supplies working capital for every cost associated with putting the fleet on the road.
Commercial finance is subject to status, lender approval and the specific asset and transaction. The right structure depends on the complete circumstances of the business.
What should I do next?
Have the asset details, supplier information and an outline of what the business needs ready. DCF can then discuss the requirement and identify which lenders may be suitable.
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