Can a company apply if a director has adverse credit history?

The practical answer

It can still be worth discussing the facts, but the type, age, amount and current status of the issue may affect lender appetite.

Provide an accurate explanation and evidence of settlement or correction where relevant. Explain whether the issue was personal or connected with a business and how circumstances have changed.

Do not conceal material information or assume every lender takes the same view. Any option remains subject to assessment, and no broker can guarantee approval solely from a short description.

What should I do next?

Have the asset details, supplier information and an outline of what the business needs ready. DCF can then discuss the requirement and identify which lenders may be suitable.