The practical answer
Potentially. Commercial vehicle funding may be available subject to the vehicle, business use, supplier and lender criteria.
Give the lender the precise model, specification, supplier quote and intended use. Different vehicle configurations can have different commercial and tax implications.
Ask your accountant to confirm the treatment of the particular vehicle rather than assuming every pickup has the same VAT or tax position. Finance approval does not settle that question.
Commercial finance is subject to status, lender approval and the specific asset and transaction. The right structure depends on the complete circumstances of the business.
What should I do next?
Have the asset details, supplier information and an outline of what the business needs ready. DCF can then discuss the requirement and identify which lenders may be suitable.
Read: Commercial vehicle finance →Explore the relevant guides
Truck & HGV finance — For tractor units, trailers and the wider haulage requirement.