The practical answer
Potentially. The chassis and specialist body or refrigeration equipment should be clearly identified so the lender can assess the complete asset.
Give details of the chassis, insulated body and refrigeration unit, including age and maintenance. Ask the supplier to itemise any conversion and installation costs.
Check the intended temperature range and operating cycle with the supplier. Credit approval does not certify food-safety compliance or include breakdown protection.
Commercial finance is subject to status, lender approval and the specific asset and transaction. The right structure depends on the complete circumstances of the business.
What should I do next?
Have the asset details, supplier information and an outline of what the business needs ready. DCF can then discuss the requirement and identify which lenders may be suitable.
Read: Specialist truck finance →Explore the relevant guides
Truck & HGV finance — For tractor units, trailers and the wider haulage requirement.